Emergency Room Bill

We received the bill for my wife's emergency room visit for her kidney stone. The bill, which included the drugs, the physician charges, and 2 CT scans was about $4500. Yowza! That was a very expensive 1mm grain of sand. We do have good insurance though. In fact, emergency room visits from accidents are covered at 100%. In hopes that this would be ruled an accident (my wife accidentally forgot to drink enough water), we'd be covered in full. Ha. Back to reality. Blue Cross allowed about $2800 (versus $4500), and we're responsible for 10%, or about $280. Still a big chunk of change, and one of those unavoidable expenses. After seeing the type of pain my wife was in that night, we didn't have a choice.